Here, you will be able to view homes, find out what your current home is worth, and apply for a loan. Take your time, look around, and please reach out if you have any questions.
I have been in the real estate services business in the Phoenix and surrounding area real estate markets for many successful years and will be here for many more. This longevity and confidence comes from my love for real estate and working with amazing buyers and sellers across the Valley. It’s their recommendations to others that result in my growing repeat and referral business.
As a full-service Valley of the Sun real estate professional, I work with buyers, sellers, and investors growing their portfolios. I am here to help, regardless of price range or property type. You can count on me.
I am an experienced and dedicated real estate agent who is committed to providing our clients with the highest level of customer service. I am passionate about helping my clients find the perfect property, and I work tirelessly to ensure that their needs are met.
Closing costs are fees paid at the closing of a real estate transaction. This point in time called the closing is when the title to the property is conveyed to the buyer. Closing costs are incurred by either the buyer or the seller.
A seller's net sheet is a document that provides an itemized list of all of the factors that contribute to an accurate estimate of the amount of money a homeowner can expect to receive after selling a home.
Nervous about your property adventure? Don’t be. Whether you're getting ready to buy or sell, are in the middle of it, or are just looking for some answers, my top-notch skills ensure you get the best experience possible. It’s what I love to do.
BUILD AND REMODEL
Create the home of your dreams...
Whether you are starting with raw land or an existing home, we're construction and remodeling financing experts. Goldwater Banks Construction Department offers streamlined one-time close construction products that take all the stress out of a complicated process. I have an entire dedicated team with deep experience who work with home builders nationwide. We work directly with your builder or contractor from closing to completion.
REFINANCE OPTIONS
Make your home loan work for you....
Goldwater Bank offers a full spectrum of loan terms to lower your monthly payment or access your home's equity to finance a large purchase or even your retirement. Our refinancing rates and terms are very competitive, and our mortgage professionals can help you determine the right solution for your needs.
CONFORMING JUMBO HOME LOANS
One size does not fit all....
Our menu of loan programs is designed to meet the needs of all loan sizes: from small to extra large, and yes, even XXL! From starter homes to ocean front estates. We have loan terms that are very competitive, and I can custom-fit them to your needs.
FEDERAL HOUSING ADMINISTRATION
Small or gifted down payments....
My dedicated team and I are experts at working with borrowers who wish to put as little money down as possible. (or who get help with the down payment from their family). We offer the full suite of government-insured home loan programs, and we can even take advantage of grant programs to help you buy your first home without a down payment. Goldwater bank is in approved FHA lender though not endorsed or sponsored by the Department of Housing and Urban Development (HUD), or any government agency.
VERTERNS PROGRAMS
Thank you for your service....
We salute the courage and dedication of the American men and women and their service to our great country. In fact, we are a veteran-owned institution and take a great deal of pride in employing and providing financing to many United States veterans. We offer a full line of loan programs insured by the US Department of Veterans Affairs(VA) and can help you through the entire process. Goldwater Bay is an approved VA lender though not endorsed or sponsored by the VA or any government agency.
If you have questions about affordability, credit, legal matters, or income, trust us to find you what you need fast. We make sure you feel confident and educated every step of the way.
Sign up for real estate news.
Loan Officer Plus
Goldwater Bank, N.A.
NMLS # 2536330
Remax Alliance Group - Gold Nation
SA661386000
Corporate NMLS# 452955
2525 E. Camelback Rd. Ste 1100, Phoenix, AZ 85016
Cell: 602-320-2129
Copyright © 2024 AZ Sold By Deena Nickles - All Rights Reserved.
Powered by GoDaddy Website Builder
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.